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What is a Bike Loan?


A Bike Loan (Two-Wheeler Loan) is a convenient financing option that helps you purchase a motorcycle or scooter and repay the amount in easy EMIs. Instead of paying the full price upfront, you can enjoy instant ownership while keeping your savings intact.

At Bharat Finserv, we make it simple to compare the best two-wheeler loan offers from leading banks and NBFCs—helping you choose a plan with the lowest interest rate and the quickest approval.

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 Benefits of a Bike Loan (Bharat Finserv)

✔ No Collateral Needed
You don’t need to pledge any additional asset—the bike itself acts as the collateral.
(If EMIs are not paid, the lender may repossess the vehicle.)

✔ Quick & Simple Process
Applying through Bharat Finserv takes just a few minutes—no branch visits, no long queues.

✔ Boost Your Credit Score
Bike loans have short tenures and easy EMIs. Timely repayments help improve your credit score.

✔ Affordable Interest Rates
Banks and NBFCs offer competitive rates. We help you compare the best offers instantly.

✔ Full Funding Available

You can get up to 100% of the on-road price, including registration & insurance, depending on lender policy. 

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 Key Features of Bike Loans

Minimal documentation

Lower interest rates compared to personal loans

Loan tenure of up to 4 years (some lenders offer 5 years)

Pre-approved loan options for select customers

Available for salaried, self-employed, and business owners

Multiple repayment options (Auto-debit, Standing Instruction, Post-dated cheques)

Loan amount depends on bike price and repayment capacity

Many lenders also cover registration + insurance under the loan amount 

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 Eligibility Criteria

To apply for a two-wheeler loan, you must: Be 21 to 65 years old

Have a minimum annual income of ₹50,000

Have at least 1 year of stable employment/business

Have been staying at your current residence for at least 1 year

Maintain a credit score of 750+ (lower scores reduce approval chances)

Note: Eligibility varies by lender. 

Documents Required

Address Proof (any one)
Aadhaar Card

Passport

Driving License

Ration Card

Identity Proof (any one)
PAN Card

Aadhaar Card

Passport

Voter ID

Ration Card

Income Proof
Form 16

Last 6 months’ bank statement

Bike Loan EMI Calculator – Bharat Finserv

Our EMI calculator helps you estimate your monthly payments instantly.

Enter:
Loan amount

Interest rate

Loan tenure

Processing fee (if applicable)

You can try different combinations to choose an EMI that fits your monthly budget.

💡 Why Choose Bharat Finserv for Your Bike Loan?
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✔ Fast Online Process
Fill out a simple form and get lender offers instantly.

✔ Minimal Paperwork
No lengthy offline procedures—everything is digital and hassle-free.

✔ Trusted & Transparent
No bias. No hidden agenda. We show you the best loan options available.

✔ Complete Privacy
Your data is safe—we never share your information without permission.

✔ All Loans on One Platform
Explore bike loans, car loans, personal loans, home loans, and more—under one roof.

🚀 How to Apply for a Bike Loan via Bharat Finserv

Visit Bharat Finserv website

Go to Loans → Bike Loan

Fill in your eligibility details

Click “View Plans”

Compare offers from top banks & NBFCs

Choose the best plan and click Submit

Provide required details and click Apply

Your request is shared with the lender; the bank contacts you for processing

📞 Need Help? We're Here for You!

For assistance, loan guidance, or application support:

📍 Bharat Finserv 
101 Sainath Apartment, Jaitpura, Varanasi

📞 Call/WhatsApp: +91-8299533212

🌐 Website: www.bharatfinserv.net

✉️ Email: bharatfinservinfo@gmail.com